*{margin:0; padding:0;}

body {
font-family: Arial;
font-size: 12px; 
background: #efefef;
color: #232323; 
margin:0; 
padding:0;
line-height: 150%;
}

a { color: #2375BF; text-decoration: none; }
a:hover { border-bottom: 1px solid #2375BF; }

img { border: none; } 

#wrap {
width: 820px;
margin: 20px auto 10px auto;
}

#content { 
background: #efefef url(images/content.jpg) repeat-y;
padding: 10px 40px 20px 20px;
}

.right {
width: 530px;
float: right;
}

.right h3 { color: #333; font-size: 21px; padding: 15px 0 10px 0; font-weight: 100;}
.right p { padding: 10px 0; }

.left {
width: 210px;
float: left;
}
.left h4 {
background: url(images/sidebar.jpg) no-repeat;
padding: 0 0 0 10px;
height: 50px;
line-height: 50px;
color: #fff;
}
.left ul { padding: 5px 0 15px 30px; color: #999999;}
.left ul li { padding: 2px 0; }

#footer {
background: #efefef url(images/footer.jpg) no-repeat;
height: 70px;
line-height: 70px;
color: #fff;
text-align: center;
}
#footer a { color: #fff; }
#footer a:hover { text-decoration: underline; border: none; }